Will submitting a lending application result in a hard credit check or impact my credit?

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Is financing required?

What information do I have to enter to view my loan estimator?

How do I select the down payment or term I want?

Can I submit my lending application and then choose to skip financing?

Will submitting a lending application result in a hard credit check or impact my credit?

Aug 3, 2025

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Updated

Yes. You will be able to see estimates before you choose to proceed and a hard credit check will only occur if you click ‘I AGREE' on the lending application page. This is required and run by our lending partners.

Who is my lender?

What if I don’t have great credit?

How are my financing terms determined?

How do I select the down payment or term I want?

Can I submit my lending application and then choose to skip financing?

Articles in this section

Will submitting a lending application result in a hard credit check or impact my credit?

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