Buying with Caramel

What if I don’t have great credit?

Articles in this section

Is financing required?

What information do I have to enter to view my loan estimator?

How do I select the down payment or term I want?

Can I submit my lending application and then choose to skip financing?

Will submitting a lending application result in a hard credit check or impact my credit?

What if I don’t have great credit?

Aug 3, 2025

ㆍ

Updated

Some of our lenders provide options to customers with past credit issues, but we can’t guarantee a loan to every buyer.

Related articles

How do I make payments and manage my loan after I get my car?

How do I select the down payment or term I want?

Will submitting a lending application result in a hard credit check or impact my credit?

How are my financing terms determined?

Who is my lender?