How are my financing terms determined?

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Is financing required?

What information do I have to enter to view my loan estimator?

How do I select the down payment or term I want?

Can I submit my lending application and then choose to skip financing?

Will submitting a lending application result in a hard credit check or impact my credit?

How are my financing terms determined?

Aug 3, 2025

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Updated

Caramel’s lending partners independently review your application and approve you based on their own criteria. Factors like credit history, income and others can all play a role.

Are taxes and fees financed by my lender or do I pay them upfront?

What if I don’t have great credit?

How do I select the down payment or term I want?

What information do I have to enter to view my loan estimator?

Who is my lender?

Articles in this section

How are my financing terms determined?

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