Buying with Caramel

Can I submit my lending application and then choose to skip financing?

Articles in this section

Is financing required?

What information do I have to enter to view my loan estimator?

How do I select the down payment or term I want?

Can I submit my lending application and then choose to skip financing?

Will submitting a lending application result in a hard credit check or impact my credit?

Can I submit my lending application and then choose to skip financing?

Aug 3, 2025

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Updated

Yes. You are not locked into financing by submitting a lending application. You can skip financing at any time.

Related articles

Will submitting a lending application result in a hard credit check or impact my credit?

Who is my lender?

How do I select the down payment or term I want?

What information do I have to enter to view my loan estimator?

Is financing required?