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Can I submit my lending application and then choose to skip financing?

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Is financing required?
What information do I have to enter to view my loan estimator?
How do I select the down payment or term I want?
Can I submit my lending application and then choose to skip financing?
Will submitting a lending application result in a hard credit check or impact my credit?

Can I submit my lending application and then choose to skip financing?

Aug 3, 2025
ㆍ
Updated

Yes. You are not locked into financing by submitting a lending application. You can skip financing at any time.

Related articles

Will submitting a lending application result in a hard credit check or impact my credit?
Who is my lender?
How do I select the down payment or term I want?
What information do I have to enter to view my loan estimator?
Is financing required?
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